💳 Credit Card

Rewards on Every Swipe

From daily groceries to international travel — earn points, get cashback, and unlock exclusive privileges with our range of credit cards.

Credit Cards – Overview

Bharat National Bank offers a diverse portfolio of credit cards tailored to match every spending habit and lifestyle. Whether you're a student making your first purchase, a professional seeking travel benefits, or a high-net-worth individual looking for premium privileges — we have the perfect card for you.

All our credit cards come with a 50-day interest-free period, complimentary airport lounge access (on select cards), and round-the-clock concierge services. Enjoy the convenience of contactless payments, UPI-linked credit, and seamless integration with Google Pay and Apple Pay.

🌟 Welcome Offer

Apply for the BNB Platinum Credit Card and get 5,000 bonus reward points on your first transaction. Lifetime free card for first-year spenders above ₹1 Lakh!

Our Card Range

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BNB Classic Card: No annual fee. 1X reward points on every ₹100 spent, fuel surcharge waiver, and EMI conversion facility.
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BNB Gold Card: 2X reward points, 1% cashback on online shopping, complimentary domestic lounge access (4/year), and travel insurance up to ₹5 Lakhs.
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BNB Platinum Card: 5X reward points on dining and travel, international lounge access (8/year), golf privileges, and personal concierge service.
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BNB Titanium Card: Our most elite card — unlimited lounge access worldwide, dedicated relationship manager, luxury hotel upgrades, and premium lifestyle benefits.

Key Benefits

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Instant EMI: Convert any purchase above ₹2,500 into easy EMIs from 3 to 24 months.
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Fraud Protection: Zero liability on unauthorized transactions with real-time SMS & app alerts.
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Contactless Payments: Tap & Pay enabled for transactions up to ₹5,000 without entering PIN.
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Fuel Surcharge Waiver: Save up to ₹500/month on fuel surcharge across all petrol pumps in India.

Eligibility

Indian residents aged 21+ with a regular source of income. Minimum income requirement varies by card type — from ₹15,000/month for Classic to ₹10,00,000/year for Titanium. Existing BNB savings account holders get pre-approved offers.

Apply for a Credit Card

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