🚗 Car Loan

Drive Home Your Dream Car

Fast approvals, minimal paperwork, and EMIs that fit your budget. From hatchbacks to luxury sedans — we finance them all.

Car Loan – Overview

Bharat National Bank's Car Loan makes it easy to bring home the vehicle of your choice. Whether it's a compact hatchback for city commutes, a spacious SUV for the family, or a premium luxury sedan — our auto loan is designed to suit every lifestyle and budget.

We offer loans for both new and pre-owned vehicles from authorized dealers across India. Our streamlined digital application process ensures that you can get approved and drive away in as little as 24 hours.

🎉 Festive Season Offer

Get an additional 0.25% discount on car loan interest rates during Diwali and Navratri season. Zero processing fee for loans above ₹10 Lakhs!

Key Features & Benefits

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Loan Amount: Finance up to 100% of the on-road price for new cars, up to ₹50 Lakhs.
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Interest Rate: Starting at 8.75% p.a. with both fixed and floating rate options.
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Flexible Tenure: Choose a comfortable repayment period from 1 year to 7 years.
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Pre-Owned Cars: Loans available for used cars up to 5 years old from certified dealers.
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Quick Disbursal: Instant in-principle approval with disbursal within 24–48 hours.
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No Hidden Charges: Transparent fee structure with no foreclosure penalty after 6 months.
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Insurance Tie-Up: Get discounted comprehensive car insurance through our banking partners.

Eligibility Criteria

Salaried individuals (age 21–58) and self-employed professionals (age 25–65) with a minimum monthly income of ₹20,000. Both Indian residents and NRIs can apply. CIBIL score of 700+ recommended for best rates.

Interested? Get a Callback

Share your details and our Car Loan advisor will connect with you.